Trusted financial planning services near Chadstone

Chadstone is a family-friendly suburb, with plenty of parks and the retail Mecca of Chadstone Shopping Centre. It’s no surprise that the value of homes here continues to grow and the liveability of the area draws more demand from young families, professionals, and retirees.

Where do they go when they want the very best financial planning services near Chadstone?

The answer is simple. Ross Johnston and his team, the partners at Ruth Watson and Associates, a trusted provider of financial planning services in Malvern East.


Why Ross Johnston is known and trusted for financial planning services near Chadstone

Financial planning is an important step in your future. That’s why it’s important to know the team you choose has the experience and expertise to look after you now and for years to come.

That’s the know-how you get with the partners at Ruth Watson & Associates.

Ross Johnston is renowned for his work as the former head of Australian Unity Financial Planning. He has a long and impressive track record which mean he can help you establish a solid financial plan.

There are many different aspects to financial planning, including:

  • investing a lump sum
  • selling your business
  • preparing for when you’re about to retire
  • accumulating wealth
  • finance throughout your retirement
  • reducing your tax liability
  • facing financial challenges

Wherever you may be on your financial journey, Ross Johnston can help. Ross has a wealth of experience in understanding the needs of each client and the ability to tailor his service to your particular circumstances.


The best in strategic advice starts today

Whether you need advice and guidance with investing, budgeting, planning for retirement or any other financial matter, Ross and his team can help create a strategic financial plan that works for you.

There are 3 key steps:

  • assessing your current financial position
  • converting your goals into objectives
  • developing management strategies for each objective

The team will take the time to get to know you and work with you to set your financial goals.

Every financial future needs the right plan and structure in place. Without one, you may end up losing your way, going around in circles or even falling behind.

financial planning services near Chadstone

The next step to a better financial future

The best time to begin your financial planning is today. The longer you delay it, the less you’ll be able to achieve. Your retirement years can sneak up on you quickly. If you’ve neglected your financial planning, you may be risking the best of your lifestyle now, and forfeiting a secure and financially free retirement.

As partners at Ruth Watson and Associates, we cannot stress just how crucial it is to engage the best financial planning services near Chadstone right now.

Ross and his team specialise in:

  • Retirement planning: building tax-effective, reliable retirement income, structuring your finances to set up a secure future.
  • All superannuation: determining if you’re getting the best out of your super fund. From fund managers to asset allocations, finding the most tax-effective superannuation strategies to help maximise your fund’s potential.
  • Managed investment schemes including IDPS: investment strategies and asset allocations to help you improve cash flow and invest in your future.
  • Wealth planning
  • Buying/selling
  • Personal risk insurance products
  • Deposit and Payment Products: Non-basic Deposit Products
  • Government Debentures, Stocks or Bonds
  • Securities
  • Estate planning

Don’t wait any longer. Whatever aspect of financial planning you need, contact the partners at Ruth Watson and Associates today. It will give you a better chance of a better tomorrow.


A bit about Ross Johnston:

Ross is a partner at Ruth Watson and Associates, member of FINSIA and the Association of Financial Advisers (AFA).


  • Master of Financial Services Law from Macquarie University
  • Graduate Diploma in Financial Planning from Securities Institute of Australia
  • Graduate Diploma in Applied Finance and Investment from Securities Institute of Australia
  • Certificate in Financial Markets from Securities Institute of Australia

With Ross Johnston’s expertise, you’re in very capable hands. Reach out today.